ZIP 08246 Foreclosure, Tax-Lien & Distress Report
Cape May County, New Jersey · High Vacancy market
ZIP code 08246 in Cape May County, New Jersey carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 57/100, against 0/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (81/100). The most distinctive pressure shows up in structural risk (57/100), construction/permit lag (56/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) register low.
Prices here sit in a expansion phase: values rose 5.9% over the trailing year, at 37/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
100% of housing is owner-occupied. Vacancy runs 72.6%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 133 housing units. 53 residents call 08246 home. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 23/100. Educational attainment sits at 49% bachelor's-or-above.
Net-net, 08246 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 08246 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 08246 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 08246 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 25/100 for 08246 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 08246 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 08246’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 08246 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Rules-based scoring — each signal ties to a public dataset · methodology