ZIP 08246 Foreclosure, Tax-Lien & Distress Report

ZIP code 08246 in Cape May County, New Jersey carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic distress index. Structurally it carries 57/100, against 0/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (80/100). The most distinctive pressure shows up in construction/permit lag (58/100), structural risk (57/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) register low.

Prices here sit in a expansion phase: values rose 5.9% over the trailing year, at 37/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

100% of housing is owner-occupied. Vacancy runs 72.6%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 133 housing units. 53 residents call 08246 home. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 57/100. Educational attainment sits at 49% bachelor's-or-above.

Net-net, 08246 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 08246 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 08246 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 08246 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 25/100 for 08246 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 08246 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.