ZIP 08230 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 08230 (Cape May County, New Jersey) returns a low composite of 25/100. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (81/100). The split runs 57/100 structural to 5/100 active on the ground. Its heaviest discrete signals: structural risk (57/100), construction/permit lag (56/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (17/100) register low.

The market reads expansion — home values rose 5.9% year on year, and 24% higher over three years (phase confidence 37/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 14.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 14% of tenant households. At $110,667, median income runs above typical U.S. levels. About 5,998 people live here, median age 45. The demographic-stress sub-score lands at 22/100. Around 44% of adults hold a bachelor's degree or higher. The typical home is worth about $410,200 (3.7× income, relatively affordable). The tenure split is 96% owner-occupied to 4% rented. The poverty rate is 2.1% — low. There are about 2,522 housing units across 08230.

Taken together, 08230 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 08230 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 08230's 25/100 can be lined up against any neighbor in Cape May County, New Jersey or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 08230, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 25/100 figure for 08230 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 08230 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.