ZIP 08242 Property Distress & Foreclosure Data

ZIP code 08242 in Cape May County, New Jersey carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 56 and live distress 5 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (81/100). What sets it apart are the readings on structural risk (56/100), construction/permit lag (54/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (17/100) stay muted.

Prices here sit in a expansion phase: values rose 6.5% over the trailing year, and 23% higher over three years, at 58/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

4,021 residents call 08242 home, typically aged 51. Owners hold 79% of homes, renters 21%. Home values center near $318,300, an affordability ratio of 3.1× — accessible. Vacancy runs 11.1%. Rent burden reaches 38% of tenant households. 8.8% of residents fall below the poverty threshold. There are about 2,055 housing units across 08242. DLRadar's demographic-stress index for the area reads 27/100. Educational attainment sits at 31% bachelor's-or-above. Median household income is $97,831, above the U.S. median near $78,000.

Overall, 08242 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.