ZIP 08247 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 08247 (Cape May County, New Jersey) returns a low composite of 25/100. The sharpest non-environmental signals are structural risk (57/100), construction/permit lag (56/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (17/100) register low. Structural risk reads 57/100 against active distress of 5/100. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (81/100).

The expansion-phase market in 08247 posted values that rose 5.9% over the year, and 24% higher over three years (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Rent burden reaches 41% of tenant households. 936 residents call 08247 home, typically aged 66. The poverty rate is 4.6% — low. Around 70% of adults hold a bachelor's degree or higher. Vacancy runs 84.2%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 50/100. At $133,929, median income runs above typical U.S. levels. The ZIP holds roughly 3,275 housing units. The typical home is worth about $1,805,600 (13.2× income, severely stretched). 86% of housing is owner-occupied.

Taken together, 08247 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 08247 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 08247 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Cape May County, New Jersey and the nation. The score is rebuilt from public data as it updates, so 08247 reflects the current record instead of a stale or modeled snapshot.

Each component behind 08247 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. Practically, 08247 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.