ZIP 08212 Foreclosure, Tax-Lien & Distress Report

Cape May County, New Jersey's ZIP 08212 registers 25/100 composite distress, which DLRadar reads as low. Its standout signals are construction/permit lag (58/100), structural risk (57/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (17/100) stay muted. The latent-versus-live split is 57/100 structural and 5/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (80/100).

The market reads expansion — home values rose 5.9% year on year, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

100% of housing is owner-occupied. On demographic stress specifically, 08212 scores 60/100. The ZIP holds roughly 643 housing units. At $88,333, median income runs above typical U.S. levels. 155 residents call 08212 home, typically aged 71. Roughly 12.3% live below the poverty line. The typical home is worth about $1,050,000 (11.2× income, severely stretched). Vacancy runs 87.2%, above the national norm and a classic distress-and-opportunity signal. Around 61% of adults hold a bachelor's degree or higher.

Taken together, 08212 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 08212 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 08212's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 08212 reflects the current record instead of a stale or modeled snapshot.

The 25/100 figure for 08212 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 08212 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.