Cape May County, NJ: Foreclosures, Tax Liens & Distressed Properties

Cape May County, NJ, New Jersey: 16 ZIP codes scored, Cape May County, NJ averaging 25/100 (low, Cape May, NJ). Cape May County, NJ is in its expansion phase (Cape May, NJ confidence 37/100): Cape May, NJ home prices up 5.9% (Cape May, NJ) over twelve months. Cape May County, NJ lender headwind: 94/100.

Highest-scoring Cape May County, NJ ZIPs: 08202 (25/100), 08204 (25/100), 08210 (25/100), 08212 (25/100), 08223 (25/100), 08226 (25/100). Also scored in Cape May County, NJ: 08230, 08242, 08243, 08245, 08246, 08247, 08248, 08251, 08260, 08270.

Across Cape May County, NJ's scored ZIPs: median home value $769,557, household income $90,518, 48.8% vacancy, 6.2% poverty, 88% owner-occupied, median age 54.3.

Cape May County, NJ insurance distress 27/100 (#1,698 in the US); FEMA hazard 0/100 for Cape May, NJ; 43 Cape May, NJ NFIP flood claims, $345K paid; Cape May, NJ construction distress 58/100.

11 banks with 40 branches lend in Cape May County, NJ; Cape May, NJ weighted bank stress 77/100, highest 89/100 in Cape May, NJ.

Cape May County, NJ unemployment 5.5% (Cape May, NJ -6.6 pts, six months); 809 new housing units permitted in Cape May County, NJ over twelve months, Cape May, NJ down 8% from 875; Cape May, NJ home prices +14.4% a year (Cape May, NJ) over three years.

99,599 housing units in Cape May County, NJ; 9,189 Cape May, NJ renter households; 51% of Cape May, NJ renters spend 30%+ of income on rent, 28% (Cape May, NJ) half or more.

Cape May County, NJ ranks #747 nationally on the opportunity index (Cape May, NJ, among all ranked counties); Cape May, NJ scores 32.2/100 and Cape May, NJ sits #2 inside New Jersey. Cape May, NJ is in the early_signal opportunity phase; Cape May, NJ's primary driver is vacancy, Cape May, NJ second driver bank institutional; Cape May, NJ moved down 586 places. 11 short-sale listings across Cape May, NJ; 87 days on market observed in Cape May, NJ; 38.3% vacancy over 16 Cape May, NJ ZIPs.

0.5% of Cape May County, NJ mortgages were ninety-plus days late in December 2025; Cape May, NJ's thirty-to-eighty-nine-day share was 0.8% (CFPB county sample). Cape May, NJ's ninety-day rate is up 0.2 points on twelve months earlier; the Cape May, NJ peak since 2008 was 4.5% in July 2012; New Jersey overall reads 0.9%.

Cape May County, NJ has 5 watched banks; 5 Cape May, NJ banks sit in an elevated band. Cape May, NJ footprints: Sturdy Savings Bank (12 branches, stress 81) in Cape May, NJ; Crest Savings Bank (8 branches, stress 87) in Cape May, NJ; 1st Bank Of Sea Isle City (3 branches, stress 89) in Cape May, NJ.

HUD lists 7 assisted multifamily properties in Cape May County, NJ with 518 units; 416 Cape May, NJ units are assisted, 3 Cape May, NJ properties under project-based Section 8.

54,715 of the 99,599 housing units in Cape May, NJ sit vacant. Cape May County, NJ permitted 55 multifamily units in twelve months; Cape May, NJ's one-to-four unit structures added 754 units in Cape May County, NJ.