Cape May County, NJ Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Cape May County, New Jersey? DLRadar grades every Cape May County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Cape May County breakdown.
- Cape May County's most distressed ZIP is 08202 at 25/100.
- 16 ZIP codes tracked in Cape May County, averaging 25/100 distress.
- Cape May County reads expansion — home values up 5.9% year over year.
- Vacancy runs 48.8% across Cape May County's tracked ZIPs, with a 6.2% poverty rate.
- The typical Cape May County home is worth about $769,557 against a ~$90,518 median income.
- Lending headwind in Cape May County sits at 94/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 08202 | 25/100 |
| 2 | 08204 | 25/100 |
| 3 | 08210 | 25/100 |
| 4 | 08212 | 25/100 |
| 5 | 08223 | 25/100 |
| 6 | 08226 | 25/100 |
| 7 | 08230 | 25/100 |
| 8 | 08242 | 25/100 |
| 9 | 08243 | 25/100 |
| 10 | 08245 | 25/100 |
| 11 | 08246 | 25/100 |
| 12 | 08247 | 25/100 |
Most distressed ZIP codes in Cape May County (composite distress 0-100, 2026)
What is driving Cape May County distress
Cape May County's placement in the national index rests on public filings — a 25/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Cape May County market phase and pricing
Cape May County reads expansion — home prices rose 5.9% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Cape May County
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Questions about this county
Where is distress highest inside Cape May County, NJ?
ZIP 08202 leads Cape May County at 25/100, recomputed monthly from public records.
Is Cape May County expanding or contracting?
Cape May County reads expansion, with home prices up 5.9% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Cape May County data come from?
Each Cape May County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 16 local ZIPs and every other county in the country.
How much do distress scores vary between Cape May County ZIP codes?
The county figure is a blend, not a description. Across the Cape May County ZIPs DLRadar ranks, scores run from 25/100 in 08202 down to 25/100 in 08247, against a Cape May County average of 25/100. With 0 points between best and worst, county-level targeting in Cape May County wastes effort.
What do Cape May County home values and vacancy say about distressed supply?
The typical Cape May County home carries about $769,557 of value against a median household income near $90,518. Vacancy across Cape May County's tracked ZIPs runs 48.8% and the poverty rate is 6.2%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Cape May County's foreclosure and tax-lien record and its 94/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.