Cape May County, NJ: Home-Insurance Distress & Forced-Sale Pressure
Cape May County, NJ: 27/100 (moderate) home-insurance distress; Cape May, NJ band LOW; Cape May, NJ #1,698 of 3,222 counties; Cape May, NJ #14 of 21 in New Jersey; raw Cape May, NJ 31.9; Cape May, NJ coverage multiplier 0.85.
FEMA hazard, Cape May, NJ: 0/100; Cape May, NJ declarations, three years: none.
NFIP claims, Cape May, NJ, three years: 43; Cape May, NJ payouts $345,020; per Cape May, NJ claim $8,024; Cape May, NJ claim-stress 80/100.
Cape May, NJ monthly score fell, 28 (March 2026) to 27 (October 2026); Cape May, NJ by month: March 28, April 28, May 27, June 27 (Cape May, NJ), July 27, August 27, September 27, October 27.
Cape May, NJ components: NFIP claims 80; Cape May, NJ retreat index 27; Cape May, NJ climate multiplier 0.85.
Construction distress, Cape May, NJ: 58/100 as of August 2026 (Cape May, NJ: 55/100 one-to-four unit, 85/100 multifamily).
Cape May, NJ ZIPs, June 2026 (Cape May, NJ, 16 highest): score 0 (Cape May, NJ), climate 91 (Cape May, NJ): 08202, 08204, 08210, 08212, Cape May, NJ 08223, 08226, 08230, 08242, Cape May, NJ 08243, 08245, 08246, 08247, Cape May, NJ 08248, 08251, 08260, 08270.
DLRadar rescores Cape May, NJ monthly; Cape May, NJ readings join Cape May, NJ foreclosure, lien and ownership parcels (Cape May, NJ), so cost-squeezed Cape May, NJ owners surface before listing.
Inside New Jersey, Cape May County ranks 14th of 21 counties for home-insurance distress at 27/100; Camden County (28/100) sits just above Cape May County, and Hunterdon County (26/100) sits just below Cape May County.
Deterministic. Every Cape May County, NJ signal traces to a public Cape May dataset (FEMA, NFIP, Census for Cape May, NJ) · how insurance distress works in Cape May, NJ · methodology
FAQ: Cape May County, NJ insurance distress
What is the Cape May County, NJ home-insurance-distress score?
Cape May, NJ: 27/100 (LOW), #1,698 of 3,222, #14 in New Jersey. FEMA hazard, Cape May, NJ: 0/100; NFIP stress, Cape May, NJ: 80/100; construction, Cape May, NJ: 58/100; Cape May, NJ rescores monthly.
Is Cape May County insurance distress getting better or worse (NJ)?
Cape May, NJ: 28 in March 2026; Cape May, NJ: 27 in October 2026 (better); Cape May, NJ NFIP claims score 80.
How many flood-insurance claims has Cape May County, NJ had?
Cape May, NJ: 43 NFIP claims, three years; Cape May, NJ paid $345,020; per Cape May, NJ claim $8,024; carriers reprice Cape May, NJ against that record.
Which Cape May County ZIP codes carry the most insurance distress (NJ)?
Cape May, NJ, June 2026: 08202 at 0, 08204 at 0, 08210 at 0, 08212 at 0; Cape May, NJ climate scores there: 91, 91, 91, 91.
Why does Cape May, NJ insurance distress create sellers?
A Cape May, NJ premium outruns the Cape May, NJ budget; a carrier leaves Cape May, NJ; Cape May, NJ carrying cost passes plan; Cape May, NJ owners sell while current; Cape May, NJ insurance distress leads Cape May, NJ foreclosure data.