ZIP 08201 Property Distress & Foreclosure Data

ZIP code 08201 in Atlantic County, New Jersey carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (59/100), construction/permit lag (55/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (90/100). The latent-versus-live split is 59/100 structural and 3/100 already moving.

The market reads expansion — home values rose 6.5% year on year, and 28% higher over three years (phase confidence 58/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $72,120 — near the roughly $78,000 national figure. Roughly 10.3% live below the poverty line. On demographic stress specifically, 08201 scores 33/100. About 32% have a four-year degree. Around 63% of renters are cost-burdened. A median home runs $287,000 here, or 3.3 times local income. The vacancy rate is 4.7%. About 10,067 people live here, median age 36. The tenure split is 64% owner-occupied to 36% rented. The ZIP holds roughly 4,315 housing units.

Net-net, 08201 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.