ZIP 08401 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 08401 in Atlantic County, New Jersey comes in at 27, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (90/100). The split runs 61/100 structural to 3/100 active on the ground. Leading the profile are construction/permit lag (61/100), structural risk (61/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low.

The expansion-phase market in 08401 posted values that rose 5.9% over the year, and 43% higher over three years, at 37/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Roughly 33.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 19,965 housing units. The tenure split is 30% owner-occupied to 70% rented. About 21% have a four-year degree. At $36,375, median income runs below typical U.S. levels. Population is roughly 38,744 with a median age of 38. The vacancy rate is 17.6% — elevated. DLRadar's demographic-stress index for the area reads 47/100. Rent burden reaches 48% of tenant households. A median home runs $207,400 here, or 5.2 times local income.

On the whole, 08401 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 08401 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 08401 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 08401 can be compared directly against any other ZIP in Atlantic County, New Jersey or nationwide. Nothing here is interpolated — where a source is thin for 08401, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 08401's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 08401 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.