ZIP 08401 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 08401 (Atlantic County, New Jersey) at a low 26/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (90/100). On the structural side it scores 59/100, with 3/100 of stress already active. Property-level stress concentrates in structural risk (59/100), construction/permit lag (55/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (10/100) stay muted.

Prices here sit in a expansion phase: values rose 6.5% over the trailing year, and 43% higher over three years (phase confidence 58/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

33.6% of residents fall below the poverty threshold. The ZIP holds roughly 19,965 housing units. Owners hold 30% of homes, renters 70%. Educational attainment sits at 21% bachelor's-or-above. Median household income is $36,375, below the U.S. median near $78,000. 38,744 residents call 08401 home, typically aged 38. The vacancy rate is 17.6% — elevated. DLRadar's demographic-stress index for the area reads 47/100. Around 48% of renters are cost-burdened. Home values center near $207,400, an affordability ratio of 5.2×.

Taken together, 08401 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.