ZIP 08232 Foreclosure, Tax-Lien & Distress Report

Atlantic County, New Jersey's ZIP 08232 registers 27/100 composite distress, which DLRadar reads as low. Property-level stress concentrates in construction/permit lag (61/100), structural risk (61/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (10/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (90/100). The split runs 61/100 structural to 3/100 active on the ground.

The market reads expansion — home values rose 5.9% year on year, and 53% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $52,476, median income runs below typical U.S. levels. Rent burden reaches 46% of tenant households. Roughly 23.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 50% of housing is owner-occupied. A median home runs $195,000 here, or 3.4 times local income. Educational attainment sits at 11% bachelor's-or-above. Population is roughly 20,200 with a median age of 36. Vacancy runs 9.4%. The demographic-stress sub-score lands at 38/100. There are about 6,887 housing units across 08232.

Net-net, 08232 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 08232 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 08232 runs through one identical scoring model, so its 27/100 sits on the same scale as every other ZIP in Atlantic County, New Jersey and the nation. The score is rebuilt from public data as it updates, so 08232 reflects the current record instead of a stale or modeled snapshot.

Each component behind 08232 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. Treat 08232 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.