ZIP 08234 Property Distress & Foreclosure Data

In Atlantic County, New Jersey, ZIP 08234 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (59/100), construction/permit lag (55/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (90/100). The latent-versus-live split is 59/100 structural and 3/100 already moving.

The market reads expansion — home values rose 6.5% year on year, and 29% higher over three years (phase confidence 58/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 4.5%. The tenure split is 84% owner-occupied to 16% rented. Roughly 10.0% live below the poverty line. About 35% have a four-year degree. Around 44% of renters are cost-burdened. On demographic stress specifically, 08234 scores 27/100. Households earn a median $96,604 — above the roughly $78,000 national figure. The ZIP holds roughly 17,737 housing units. About 46,856 people live here, median age 41. A median home runs $313,200 here, or 3.0 times local income.

Net-net, 08234 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.