ZIP 08317 Foreclosure, Tax-Lien & Distress Report

ZIP code 08317 in Atlantic County, New Jersey carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: construction/permit lag (66/100), structural risk (62/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low. The split runs 62/100 structural to 3/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (90/100).

Prices here sit in a expansion phase: values rose 5.9% over the trailing year, and 23% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 24% have a four-year degree. Around 30% of renters are cost-burdened. 11.4% of residents fall below the poverty threshold. 81% of housing is owner-occupied. The typical home is worth about $326,300 (2.9× income, relatively affordable). 1,292 residents call 08317 home, typically aged 50. At $103,945, median income runs above typical U.S. levels. On demographic stress specifically, 08317 scores 26/100. The ZIP holds roughly 566 housing units. Vacancy runs 7.9%.

Net-net, 08317 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 08317 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 08317 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in Atlantic County, New Jersey and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 08317 shows blanks, not estimates, wherever the record is sparse.

Behind 08317's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 08317 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.