ZIP 08350 Foreclosure, Tax-Lien & Distress Report

In Atlantic County, New Jersey, ZIP 08350 scores 27 of 100 for composite distress, a low level on DLRadar's distress index. The latent-versus-live split is 61/100 structural and 3/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (90/100). The sharpest non-environmental signals are construction/permit lag (61/100), structural risk (61/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low.

Prices here sit in a expansion phase: values rose 5.9% over the trailing year (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $152,525, above the U.S. median near $78,000. The poverty rate is 3.7% — low. A median home runs $225,300 here, or 1.5 times local income. The vacancy rate is 15.8% — elevated. About 18% have a four-year degree. 100% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 31/100. Population is roughly 859 with a median age of 55. There are about 225 housing units across 08350.

On the whole, 08350 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 08350 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 08350 can be compared directly against any other ZIP in Atlantic County, New Jersey or nationwide. Nothing here is interpolated — where a source is thin for 08350, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 08350 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. The point of the 08350 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.