Atlantic County, NJ: Foreclosures, Tax Liens & Distressed Properties

Atlantic County, NJ, New Jersey: 30 ZIP codes scored, Atlantic County, NJ averaging 27/100 (low, Atlantic, NJ), from 23 to 27. Atlantic County, NJ is in its expansion phase (Atlantic, NJ confidence 37/100): Atlantic, NJ home prices up 5.9% (Atlantic, NJ) over twelve months. Atlantic County, NJ lender headwind: 51/100.

Highest-scoring Atlantic County, NJ ZIPs: 08037 (27/100), 08201 (27/100), 08203 (27/100), 08205 (27/100), 08215 (27/100), 08217 (27/100). Also scored in Atlantic County, NJ: 08221, 08225, 08232, 08234, 08240, 08241, 08244, 08310, 08317, 08319.

Across Atlantic County, NJ's scored ZIPs: median home value $331,382, household income $78,775, 14.6% vacancy, 9.5% poverty, 78% owner-occupied, median age 44.7.

Atlantic County, NJ insurance distress 31/100 (#1,581 in the US); FEMA hazard 0/100 for Atlantic, NJ; 80 Atlantic, NJ NFIP flood claims, $2.1M paid; Atlantic, NJ construction distress 61/100.

11 banks with 43 branches lend in Atlantic County, NJ; Atlantic, NJ weighted bank stress 65/100, highest 81/100 in Atlantic, NJ.

Atlantic County, NJ unemployment 5.4% (Atlantic, NJ -1.9 pts, six months); 704 new housing units permitted in Atlantic County, NJ over twelve months, Atlantic, NJ down 11% from 793; Atlantic, NJ home prices +13.2% a year (Atlantic, NJ) over three years.

132,199 housing units in Atlantic County, NJ; 34,966 Atlantic, NJ renter households; 51% of Atlantic, NJ renters spend 30%+ of income on rent, 29% (Atlantic, NJ) half or more.

Atlantic County, NJ ranks #1,538 nationally on the opportunity index (Atlantic, NJ, among all ranked counties); Atlantic, NJ scores 29.3/100 and Atlantic, NJ sits #4 inside New Jersey. Atlantic, NJ is in the early_signal opportunity phase; Atlantic, NJ's primary driver is construction, Atlantic, NJ second driver vacancy; Atlantic, NJ moved up 224 places. 51 short-sale listings across Atlantic, NJ; 110 days on market observed in Atlantic, NJ; 11.8% vacancy over 30 Atlantic, NJ ZIPs.

1.1% of Atlantic County, NJ mortgages were ninety-plus days late in December 2025; Atlantic, NJ's thirty-to-eighty-nine-day share was 2.4% (CFPB county sample). Atlantic, NJ's ninety-day rate is down 0.2 points on twelve months earlier; the Atlantic, NJ peak since 2008 was 9.0% in June 2012; New Jersey overall reads 0.9%.

Atlantic County, NJ has 5 watched banks; 5 Atlantic, NJ banks sit in an elevated band. Atlantic, NJ footprints: Oceanfirst Bank Na (6 branches, stress 78) in Atlantic, NJ; First Nb Of Absecon (4 branches, stress 77) in Atlantic, NJ; Parke Bank (2 branches, stress 27) in Atlantic, NJ.

HUD lists 28 assisted multifamily properties in Atlantic County, NJ with 1,781 units; 1,212 Atlantic, NJ units are assisted, 7 Atlantic, NJ properties under project-based Section 8.

22,642 of the 132,199 housing units in Atlantic, NJ sit vacant. Atlantic County, NJ permitted 83 multifamily units in twelve months; Atlantic, NJ's one-to-four unit structures added 621 units in Atlantic County, NJ.