ZIP 08321 Foreclosure, Tax-Lien & Distress Report
Cumberland County, New Jersey · High Vacancy market
Scored on a fixed 0-100 scale, 08321 (Cumberland County, New Jersey) returns a low composite of 22/100. Climate and flood risk are elevated too — climate & FEMA risk (82/100), flood (NFIP) exposure (63/100). What sets it apart are the readings on construction/permit lag (52/100), structural risk (50/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). On the structural side it scores 50/100, with 2/100 of stress already active.
The expansion-phase market in 08321 posted values that rose 7.8% over the year, at 63/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
There are about 266 housing units across 08321. 0.0% of residents fall below the poverty threshold. Vacancy runs 69.8%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 153 with a median age of 62. At $52,500, median income runs below typical U.S. levels. Around 18% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 44/100. 86% of housing is owner-occupied. The typical home is worth about $173,200 (4.1× income).
Taken together, 08321 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 08321 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 08321 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 08321, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 08321 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. For an operator, 08321 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 08321
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 08321 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 08321, drawn from the same report attached to each property.
Adjacent Cumberland County ZIP reports
Nearest ZIP codes to 08321
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Cumberland County, New Jersey
Further distress data across Cumberland County, New Jersey at ZIP, county and state level.
The complete 08321 distress and acquisition report
Open 08321 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology