ZIP 08085 Foreclosure, Tax-Lien & Distress Report
Gloucester County, New Jersey · Distress market
ZIP code 08085 in Gloucester County, New Jersey carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic distress index. Property-level stress concentrates in construction/permit lag (62/100), structural risk (56/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). It additionally carries heavy environmental risk: climate & FEMA risk (87/100), flood (NFIP) exposure (75/100). Structural risk reads 56/100 against active distress of 2/100.
The expansion-phase market in 08085 posted values that rose 5.2% over the year, and 27% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
9.3% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 24/100. Owners hold 82% of homes, renters 18%. Around 41% of renters are cost-burdened. Vacancy runs 3.1%. Around 46% of adults hold a bachelor's degree or higher. There are about 7,464 housing units across 08085. The typical home is worth about $384,500 (2.6× income, relatively affordable). Households earn a median $137,028 — above the roughly $78,000 national figure. 21,856 residents call 08085 home, typically aged 37.
On balance 08085 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 08085 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 08085 can be compared directly against any other ZIP in Gloucester County, New Jersey or nationwide. The score is rebuilt from public data as it updates, so 08085 reflects the current record instead of a stale or modeled snapshot.
The 25/100 for 08085 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 08085 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 08085
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 08085 Stress Report snapshot
The live 08085 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Gloucester County ZIPs near 08085
Nearest ZIP codes to 08085
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New Jersey distress
Other reports tied to Gloucester County, New Jersey — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 08085
Get every distressed property in 08085 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology