ZIP 08056 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 08056 (Gloucester County, New Jersey) at a low 25/100 for overall property distress. The most distinctive pressure shows up in construction/permit lag (62/100), structural risk (57/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (88/100), flood (NFIP) exposure (75/100)). The split runs 57/100 structural to 2/100 active on the ground.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 26% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

5,164 residents call 08056 home, typically aged 44. 100% of housing is owner-occupied. Home values center near $473,400, an affordability ratio of 2.8× — accessible. Around 56% of adults hold a bachelor's degree or higher. Median household income is $148,409, above the U.S. median near $78,000. The vacancy rate is 4.6%. The ZIP holds roughly 1,760 housing units. 0.8% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 30/100.

Overall, 08056 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 08056 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 08056 runs through one identical scoring model, so its 25/100 sits on the same scale as every other ZIP in Gloucester County, New Jersey and the nation. The score is rebuilt from public data as it updates, so 08056 reflects the current record instead of a stale or modeled snapshot.

The 25/100 for 08056 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 08056 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.