ZIP 08090 Foreclosure, Tax-Lien & Distress Report

ZIP code 08090 in Gloucester County, New Jersey carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic distress index. Its standout signals are construction/permit lag (62/100), structural risk (57/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (75/100). Structurally it carries 57/100, against 2/100 of stress already in motion.

The expansion-phase market in 08090 posted values that rose 5.2% over the year, and 27% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 3,276 housing units across 08090. The poverty rate is 9.5%. At $114,742, median income runs above typical U.S. levels. Educational attainment sits at 33% bachelor's-or-above. On demographic stress specifically, 08090 scores 26/100. Vacancy runs 3.9%. Home values center near $289,200, an affordability ratio of 2.3× — accessible. 90% of housing is owner-occupied. Around 48% of renters are cost-burdened. 9,574 residents call 08090 home, typically aged 35.

On balance 08090 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 08090 is not published yet -- the ZIP-level readings above remain fully sourced.

The 08090 read uses the identical scoring model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 08090 stays directly comparable to neighboring ZIPs and the rest of Gloucester County, New Jersey. Where the record is thin for 08090, the field stays empty rather than modeled, and fills in as new documents post.

08090's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 08090 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.