ZIP 08028 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 08028 in Gloucester County, New Jersey comes in at 25, a low composite-distress reading. On the structural side it scores 57/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (75/100). Its heaviest discrete signals: construction/permit lag (62/100), structural risk (57/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100).

The expansion-phase market in 08028 posted values that rose 5.2% over the year, and 31% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 8.4%. Home values center near $312,100, an affordability ratio of 3.4× — accessible. At $81,993, median income runs near typical U.S. levels. Owners hold 62% of homes, renters 38%. The demographic-stress sub-score lands at 31/100. The ZIP holds roughly 8,719 housing units. 24,806 residents call 08028 home, typically aged 30. Around 40% of adults hold a bachelor's degree or higher. Rent burden reaches 43% of tenant households. Roughly 15.5% live below the poverty line.

Net-net, 08028 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 08028 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 08028 read uses the identical scoring model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 08028 stays directly comparable to neighboring ZIPs and the rest of Gloucester County, New Jersey. 08028 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 08028's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 08028 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.