ZIP 08081 Foreclosure, Tax-Lien & Distress Report

ZIP code 08081 in Camden County, New Jersey carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (79/100). Latent structural risk is 61/100 while live distress already moving reads 2/100. Its standout signals are construction/permit lag (71/100), structural risk (61/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100).

The market reads expansion — home values rose 5.2% year on year, and 28% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 35% have a four-year degree. About 49,418 people live here, median age 37. Roughly 9.1% live below the poverty line. A median home runs $286,200 here, or 2.5 times local income. At $102,924, median income runs above typical U.S. levels. There are about 18,569 housing units across 08081. Around 57% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 28/100. Owners hold 84% of homes, renters 16%. The vacancy rate is 5.0%.

On balance 08081 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 08081 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 08081 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 08081 can be compared directly against any other ZIP in Camden County, New Jersey or nationwide. Nothing here is interpolated — where a source is thin for 08081, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

08081's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 08081 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.