ZIP 08004 Foreclosure, Tax-Lien & Distress Report

Camden County, New Jersey's ZIP 08004 registers 27/100 composite distress, which DLRadar reads as low. The split runs 61/100 structural to 2/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (79/100). Its heaviest discrete signals: construction/permit lag (71/100), structural risk (61/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100).

The market reads expansion — home values rose 5.2% year on year, and 31% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

10,946 residents call 08004 home, typically aged 45. The typical home is worth about $267,600 (2.4× income, relatively affordable). Vacancy runs 3.7%. Owners hold 83% of homes, renters 17%. The ZIP holds roughly 4,280 housing units. Roughly 8.7% live below the poverty line. On demographic stress specifically, 08004 scores 28/100. Around 63% of renters are cost-burdened. At $107,041, median income runs above typical U.S. levels. Educational attainment sits at 28% bachelor's-or-above.

Net-net, 08004 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 08004 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 08004 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 08004 can be compared directly against any other ZIP in Camden County, New Jersey or nationwide. Where the public record is thin for 08004, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 08004 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. The point of the 08004 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.