ZIP 08031 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 08031 (Camden County, New Jersey) lands at 27/100 — low on DLRadar's public-record scoring. The split runs 61/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (79/100). Its heaviest discrete signals: construction/permit lag (71/100), structural risk (61/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted.

The market reads expansion — home values rose 5.2% year on year, and 42% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

11,678 residents call 08031 home, typically aged 41. The ZIP holds roughly 5,016 housing units. A median home runs $239,400 here, or 2.9 times local income. The vacancy rate is 3.9%. Households earn a median $74,812 — near the roughly $78,000 national figure. Around 26% of renters are cost-burdened. Roughly 9.6% live below the poverty line. Educational attainment sits at 23% bachelor's-or-above. 64% of housing is owner-occupied. The demographic-stress sub-score lands at 27/100.

Overall, 08031 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 08031 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 08031 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 08031 can be compared directly against any other ZIP in Camden County, New Jersey or nationwide. Where the public record is thin for 08031, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 08031 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. The point of the 08031 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.