ZIP 08034 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 08034 (Camden County, New Jersey) at a low 27/100 for overall property distress. The sharpest non-environmental signals are construction/permit lag (71/100), structural risk (61/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Structurally it carries 61/100, against 2/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (79/100).

The market reads expansion — home values rose 5.2% year on year, and 25% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The demographic-stress sub-score lands at 23/100. 20,138 residents call 08034 home, typically aged 44. Median household income is $111,244, above the U.S. median near $78,000. Home values center near $372,200, an affordability ratio of 3.0× — accessible. About 54% have a four-year degree. The tenure split is 77% owner-occupied to 23% rented. Rent burden reaches 31% of tenant households. Vacancy runs 2.3%. 8.0% of residents fall below the poverty threshold. There are about 8,209 housing units across 08034.

Overall, 08034 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 08034 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 08034's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 08034 shows blanks, not estimates, wherever the record is sparse.

Behind 08034's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 08034 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.