ZIP 08109 Property Distress & Foreclosure Data

DLRadar grades ZIP 08109 (Camden County, New Jersey) at a low 25/100 for overall property distress. Structural risk reads 56/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (80/100)). Property-level stress concentrates in structural risk (56/100), construction/permit lag (50/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100).

The expansion-phase market in 08109 posted values that rose 6.0% over the year, and 33% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 24,004 with a median age of 40. 72% of housing is owner-occupied. Vacancy runs 5.3%. The demographic-stress sub-score lands at 30/100. The typical home is worth about $252,000 (2.7× income, relatively affordable). At $84,332, median income runs near typical U.S. levels. Rent burden reaches 50% of tenant households. The poverty rate is 15.3%. There are about 9,135 housing units across 08109. Around 27% of adults hold a bachelor's degree or higher.

On balance 08109 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.