ZIP 08109 Foreclosure, Tax-Lien & Distress Report
Camden County, New Jersey · Distress market
ZIP code 08109 in Camden County, New Jersey carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic distress index. Structurally it carries 63/100, against 2/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (82/100). The most distinctive pressure shows up in construction/permit lag (76/100), structural risk (63/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low.
The market reads expansion — home values rose 5.2% year on year, and 33% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Population is roughly 24,004 with a median age of 40. 72% of housing is owner-occupied. The vacancy rate is 5.3%. DLRadar's demographic-stress index for the area reads 30/100. A median home runs $252,000 here, or 2.7 times local income. Median household income is $84,332, near the U.S. median near $78,000. Rent burden reaches 50% of tenant households. Roughly 15.3% live below the poverty line. The ZIP holds roughly 9,135 housing units. Educational attainment sits at 27% bachelor's-or-above.
On balance 08109 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 08109 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 08109's 28/100 can be lined up against any neighbor in Camden County, New Jersey or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 08109, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 28/100 for 08109 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 08109 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 08109 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 08109 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 08109, the same set carried on every parcel.
More ZIPs across Camden County
Nearest ZIP codes to 08109
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New Jersey distress
Keep going: ZIP, county and state distress coverage for Camden County, New Jersey.
Open the complete 08109 acquisition file
See who owns each distressed property in 08109, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology