ZIP 08021 Property Distress & Foreclosure Data

ZIP code 08021 in Camden County, New Jersey carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (80/100). The latent-versus-live split is 56/100 structural and 2/100 already moving. What sets it apart are the readings on structural risk (56/100), construction/permit lag (50/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 6.0% year on year, and 30% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $67,439 — below the roughly $78,000 national figure. Roughly 16.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 22,153 housing units. About 25% have a four-year degree. On demographic stress specifically, 08021 scores 33/100. The vacancy rate is 7.3%. A median home runs $217,000 here, or 2.9 times local income. The tenure split is 49% owner-occupied to 51% rented. Around 46% of renters are cost-burdened. About 49,060 people live here, median age 36.

Net-net, 08021 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.