ZIP 08012 Foreclosure, Tax-Lien & Distress Report
Camden County, New Jersey · Distress market
On DLRadar's 0-100 public-record scale, ZIP 08012 in Camden County, New Jersey comes in at 26, a low composite-distress reading. Property-level stress concentrates in construction/permit lag (69/100), structural risk (60/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. On the structural side it scores 60/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (78/100).
Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 27% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Median household income is $93,497, above the U.S. median near $78,000. The poverty rate is 9.2%. About 40,830 people live here, median age 40. Around 34% of adults hold a bachelor's degree or higher. A median home runs $289,700 here, or 2.9 times local income. The ZIP holds roughly 16,603 housing units. Rent burden reaches 49% of tenant households. The demographic-stress sub-score lands at 29/100. Owners hold 68% of homes, renters 32%. Vacancy runs 2.8%.
On balance 08012 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 08012 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 08012 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 08012, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
08012's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 08012 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 08012
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 08012 Stress Report snapshot
A live read on 08012: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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The complete 08012 distress and acquisition report
Open 08012 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology