ZIP 08012 Property Distress & Foreclosure Data

ZIP code 08012 in Camden County, New Jersey carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (55/100), construction/permit lag (50/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. On the structural side it scores 55/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (78/100).

The market reads expansion — home values rose 6.0% year on year, and 27% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $93,497 — above the roughly $78,000 national figure. Roughly 9.2% live below the poverty line. About 40,830 people live here, median age 40. About 34% have a four-year degree. A median home runs $289,700 here, or 2.9 times local income. The ZIP holds roughly 16,603 housing units. Around 49% of renters are cost-burdened. On demographic stress specifically, 08012 scores 29/100. The tenure split is 68% owner-occupied to 32% rented. The vacancy rate is 2.8%.

Overall 08012 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.