ZIP 08107 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 08107 (Camden County, New Jersey) lands at 27/100 — low on DLRadar's public-record scoring. Structural risk reads 61/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (79/100). Property-level stress concentrates in construction/permit lag (71/100), structural risk (61/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted.

The market reads expansion — home values rose 5.2% year on year, and 35% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $300,500, an affordability ratio of 3.7× — accessible. 52% of housing is owner-occupied. Vacancy runs 7.0%. Educational attainment sits at 36% bachelor's-or-above. There are about 6,111 housing units across 08107. Around 51% of renters are cost-burdened. Population is roughly 13,699 with a median age of 39. Households earn a median $70,262 — near the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 33/100. Roughly 9.9% live below the poverty line.

Net-net, 08107 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 08107 at the moment; the composite and its components are still built from verifiable public records.

Whether 08107 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 08107 can be compared directly against any other ZIP in Camden County, New Jersey or nationwide. Nothing here is interpolated — where a source is thin for 08107, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 27/100 figure for 08107 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 08107 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.