ZIP 08104 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 08104 (Camden County, New Jersey) lands at 27/100 — low on DLRadar's public-record scoring. What sets it apart are the readings on construction/permit lag (71/100), structural risk (61/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (79/100). Structural exposure scores 61 and live distress 2 on the 0–100 scale.

The market reads expansion — home values rose 5.2% year on year, and 69% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The poverty rate is 29.7% — high, a tax-stress and distress correlate. There are about 9,557 housing units across 08104. Median household income is $36,566, below the U.S. median near $78,000. About 9% have a four-year degree. The vacancy rate is 14.3% — elevated. Population is roughly 21,508 with a median age of 33. Rent burden reaches 54% of tenant households. Home values center near $93,100, an affordability ratio of 2.4× — accessible. The demographic-stress sub-score lands at 39/100. Owners hold 33% of homes, renters 67%.

On the whole, 08104 leans distressed, with opportunity clustered in specific stressed parcels. While 08104 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 08104 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in Camden County, New Jersey and the nation. Nothing here is interpolated — where a source is thin for 08104, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 08104 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. Practically, 08104 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.