ZIP 08102 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 08102 (Camden County, New Jersey) returns a low composite of 27/100. Property-level stress concentrates in construction/permit lag (71/100), structural risk (61/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (79/100). Latent structural risk is 61/100 while live distress already moving reads 2/100.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $30,895, median income runs below typical U.S. levels. Home values center near $84,500, an affordability ratio of 2.6× — accessible. 42.0% of residents fall below the poverty threshold. Around 48% of renters are cost-burdened. The vacancy rate is 11.8% — elevated. Owners hold 26% of homes, renters 74%. About 14% have a four-year degree. On demographic stress specifically, 08102 scores 41/100. The ZIP holds roughly 3,446 housing units. About 8,090 people live here, median age 33.

On the whole, 08102 leans distressed, with opportunity clustered in specific stressed parcels. 08102 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 08102 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 08102 stays directly comparable to neighboring ZIPs and the rest of Camden County, New Jersey. The score is rebuilt from public data as it updates, so 08102 reflects the current record instead of a stale or modeled snapshot.

The 27/100 figure for 08102 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 08102 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.