ZIP 08102 Property Distress & Foreclosure Data

ZIP code 08102 in Camden County, New Jersey carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (56/100), construction/permit lag (50/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (80/100). The latent-versus-live split is 56/100 structural and 2/100 already moving.

The market reads expansion — home values rose 6.0% year on year (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $30,895 — below the roughly $78,000 national figure. A median home runs $84,500 here, or 2.6 times local income. Roughly 42.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 48% of renters are cost-burdened. The vacancy rate is 11.8% — elevated. The tenure split is 26% owner-occupied to 74% rented. About 14% have a four-year degree. On demographic stress specifically, 08102 scores 41/100. The ZIP holds roughly 3,446 housing units. About 8,090 people live here, median age 33.

Net-net, 08102 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.