ZIP 08103 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 08103 (Camden County, New Jersey) at a low 27/100 for overall property distress. The split runs 61/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (79/100). Property-level stress concentrates in construction/permit lag (71/100), structural risk (61/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100).

The market reads expansion — home values rose 5.2% year on year (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $138,000 (2.8× income, relatively affordable). The tenure split is 33% owner-occupied to 67% rented. About 13,137 people live here, median age 36. About 10% have a four-year degree. Roughly 30.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 5,176 housing units across 08103. At $37,563, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 41/100. The vacancy rate is 17.9% — elevated. Around 56% of renters are cost-burdened.

Taken together, 08103 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 08103 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 08103 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 08103 stays directly comparable to neighboring ZIPs and the rest of Camden County, New Jersey. Nothing here is interpolated — where a source is thin for 08103, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

08103's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 08103 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.