ZIP 08045 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 08045 in Camden County, New Jersey comes in at 27, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (79/100). On the structural side it scores 61/100, with 2/100 of stress already active. Its standout signals are construction/permit lag (71/100), structural risk (61/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low.

The expansion-phase market in 08045 posted values that rose 5.2% over the year, and 37% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $70,338, near the U.S. median near $78,000. Around 22% of adults hold a bachelor's degree or higher. Roughly 19.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 46% of renters are cost-burdened. The typical home is worth about $240,700 (3.1× income, relatively affordable). Owners hold 67% of homes, renters 33%. There are about 1,328 housing units across 08045. DLRadar's demographic-stress index for the area reads 32/100. About 3,124 people live here, median age 47. The vacancy rate is 7.1%.

On balance 08045 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 08045 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 08045 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 08045 can be compared directly against any other ZIP in Camden County, New Jersey or nationwide. Sparse data for 08045 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 27/100 figure for 08045 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 08045 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.