ZIP 08045 Property Distress & Foreclosure Data

In Camden County, New Jersey, ZIP 08045 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (80/100). On the structural side it scores 56/100, with 2/100 of stress already active. Its standout signals are structural risk (56/100), construction/permit lag (50/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 6.0% year on year, and 37% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $70,338 — near the roughly $78,000 national figure. About 22% have a four-year degree. Roughly 19.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 46% of renters are cost-burdened. A median home runs $240,700 here, or 3.1 times local income. The tenure split is 67% owner-occupied to 33% rented. The ZIP holds roughly 1,328 housing units. On demographic stress specifically, 08045 scores 32/100. About 3,124 people live here, median age 47. The vacancy rate is 7.1%.

Net-net, 08045 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.