ZIP 08322 Property Distress & Foreclosure Data

Gloucester County, New Jersey's ZIP 08322 registers 24/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (54/100), construction/permit lag (50/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). The latent-versus-live split is 54/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (88/100), flood (NFIP) exposure (77/100)).

The expansion-phase market in 08322 posted values that rose 6.0% over the year, and 33% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

89% of housing is owner-occupied. The ZIP holds roughly 3,707 housing units. The demographic-stress sub-score lands at 26/100. Around 45% of renters are cost-burdened. At $117,602, median income runs above typical U.S. levels. Around 23% of adults hold a bachelor's degree or higher. The typical home is worth about $320,900 (2.4× income, relatively affordable). Population is roughly 10,391 with a median age of 39. The poverty rate is 8.3%. The vacancy rate is 4.8%.

Broadly, 08322 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.