ZIP 08322 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 08322 in Gloucester County, New Jersey comes in at 25, a low composite-distress reading. Its standout signals are construction/permit lag (62/100), structural risk (57/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). Latent structural risk is 57/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (75/100).

The market reads expansion — home values rose 5.2% year on year, and 33% higher over three years (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

89% of housing is owner-occupied. The ZIP holds roughly 3,707 housing units. On demographic stress specifically, 08322 scores 26/100. Around 45% of renters are cost-burdened. At $117,602, median income runs above typical U.S. levels. Around 23% of adults hold a bachelor's degree or higher. The typical home is worth about $320,900 (2.4× income, relatively affordable). Population is roughly 10,391 with a median age of 39. 8.3% of residents fall below the poverty threshold. Vacancy runs 4.8%.

On balance 08322 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 08322 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 08322 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 08322 shows blanks, not estimates, wherever the record is sparse.

Behind 08322's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 08322 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.