ZIP 08027 Property Distress & Foreclosure Data

In Gloucester County, New Jersey, ZIP 08027 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (54/100), construction/permit lag (50/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (77/100). On the structural side it scores 54/100, with 2/100 of stress already active.

The market reads expansion — home values rose 6.0% year on year, and 23% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $90,508 — above the roughly $78,000 national figure. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 85% owner-occupied to 15% rented. Around 17% of renters are cost-burdened. About 4,942 people live here, median age 44. On demographic stress specifically, 08027 scores 21/100. The vacancy rate is 2.0%. A median home runs $251,100 here, or 2.5 times local income. About 28% have a four-year degree. The ZIP holds roughly 2,089 housing units.

Overall 08027 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.