ZIP 19078 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 19078 (Delaware County, Pennsylvania) at a low 28/100 for overall property distress. Its heaviest discrete signals: construction/permit lag (85/100), structural risk (65/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (79/100). Structural risk reads 65/100 against active distress of 2/100.

The peak-phase market in 19078 posted values that rose 4.2% over the year, and 24% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $93,456 — above the roughly $78,000 national figure. 5.1% of residents fall below the poverty threshold. Rent burden reaches 33% of tenant households. Home values center near $257,500, an affordability ratio of 2.6× — accessible. On demographic stress specifically, 19078 scores 25/100. Around 30% of adults hold a bachelor's degree or higher. There are about 4,920 housing units across 19078. The vacancy rate is 3.8%. Owners hold 68% of homes, renters 32%. About 11,742 people live here, median age 39.

Net-net, 19078 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 19078 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 19078's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 19078, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 19078 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. In workflow terms, 19078 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.