ZIP 19074 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 19074 (Delaware County, Pennsylvania) at a low 28/100 for overall property distress. Its heaviest discrete signals: construction/permit lag (84/100), structural risk (64/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (78/100). Structurally it carries 64/100, against 2/100 of stress already in motion.

The peak-phase market in 19074 posted values that rose 4.2% over the year, and 20% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 9.5%. The ZIP holds roughly 2,451 housing units. Owners hold 73% of homes, renters 27%. Around 26% of adults hold a bachelor's degree or higher. Around 60% of renters are cost-burdened. Population is roughly 5,915 with a median age of 41. At $89,135, median income runs above typical U.S. levels. On demographic stress specifically, 19074 scores 30/100. The poverty rate is 7.0% — low. Home values center near $235,000, an affordability ratio of 2.5× — accessible.

Overall, 19074 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 19074's 28/100 can be lined up against any neighbor in Delaware County, Pennsylvania or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 19074, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 28/100 figure for 19074 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 19074 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.