ZIP 19032 Foreclosure, Tax-Lien & Distress Report

ZIP code 19032 in Delaware County, Pennsylvania carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (79/100). The split runs 65/100 structural to 2/100 active on the ground. The pressure is most legible in construction/permit lag (85/100), structural risk (65/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100).

The market reads peak — home values rose 4.2% year on year, and 18% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $58,899, median income runs below typical U.S. levels. About 22% have a four-year degree. The poverty rate is 17.1% — high, a tax-stress and distress correlate. Around 35% of renters are cost-burdened. There are about 2,740 housing units across 19032. About 6,748 people live here, median age 32. A median home runs $171,500 here, or 2.4 times local income. DLRadar's demographic-stress index for the area reads 28/100. Vacancy runs 9.4%. Owners hold 73% of homes, renters 27%.

On balance 19032 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 19032 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 19032 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 19032, the field stays empty rather than modeled, and fills in as new documents post.

The 28/100 figure for 19032 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 19032 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.