ZIP 08061 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 08061 (Gloucester County, New Jersey) at a low 25/100 for overall property distress. What sets it apart are the readings on construction/permit lag (66/100), structural risk (58/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (88/100), flood (NFIP) exposure (76/100)). The latent-versus-live split is 58/100 structural and 2/100 already moving.

The expansion-phase market in 08061 posted values that rose 5.2% over the year, and 23% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $157,222 — above the roughly $78,000 national figure. There are about 1,614 housing units across 08061. Home values center near $401,400, an affordability ratio of 2.4× — accessible. Around 0% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 14/100. About 48% have a four-year degree. Roughly 0.5% live below the poverty line, a low share typical of higher-equity areas. About 4,411 people live here, median age 39. Vacancy runs 1.9%. Owners hold 97% of homes, renters 3%.

Overall, 08061 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 08061 at the moment; the composite and its components are still built from verifiable public records.

Whether 08061 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 08061 can be compared directly against any other ZIP in Gloucester County, New Jersey or nationwide. Nothing here is interpolated — where a source is thin for 08061, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 25/100 figure for 08061 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 08061 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.