ZIP 08097 Property Distress & Foreclosure Data

Composite property distress in 08097 (Gloucester County, New Jersey) lands at 24/100 — low on DLRadar's public-record scoring. Structural risk reads 54/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (88/100), flood (NFIP) exposure (77/100)). The sharpest non-environmental signals are structural risk (54/100), construction/permit lag (50/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100).

The expansion-phase market in 08097 posted values that rose 6.0% over the year, and 30% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 3.0%. There are about 1,107 housing units across 08097. 94% of housing is owner-occupied. The poverty rate is 5.3% — low. The typical home is worth about $280,100 (2.2× income, relatively affordable). At $117,614, median income runs above typical U.S. levels. Population is roughly 3,207 with a median age of 45. The demographic-stress sub-score lands at 23/100. Rent burden reaches 44% of tenant households. Around 32% of adults hold a bachelor's degree or higher.

Broadly, 08097 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.