ZIP 08096 Foreclosure, Tax-Lien & Distress Report
Gloucester County, New Jersey · Distress market
DLRadar grades ZIP 08096 (Gloucester County, New Jersey) at a low 25/100 for overall property distress. Its heaviest discrete signals: construction/permit lag (62/100), structural risk (57/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. Structural exposure scores 57 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (88/100), flood (NFIP) exposure (75/100)).
The market reads expansion — home values rose 5.2% year on year, and 27% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Households earn a median $89,483 — above the roughly $78,000 national figure. About 35,896 people live here, median age 41. Roughly 8.3% live below the poverty line. Around 39% of renters are cost-burdened. Owners hold 73% of homes, renters 27%. DLRadar's demographic-stress index for the area reads 27/100. Vacancy runs 7.3%. The typical home is worth about $269,000 (2.8× income, relatively affordable). Around 30% of adults hold a bachelor's degree or higher. The ZIP holds roughly 14,777 housing units.
Overall, 08096 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 08096 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 08096 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 08096, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 25/100 for 08096 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 08096 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 08096 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 08096 by the numbers
The live 08096 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Gloucester County
Nearest ZIP codes to 08096
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Related ZIP, county and statewide reads linked to Gloucester County, New Jersey.
Unlock parcel-level detail for ZIP 08096
Pull every distressed parcel in 08096 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology