ZIP 08096 Property Distress & Foreclosure Data

DLRadar grades ZIP 08096 (Gloucester County, New Jersey) at a low 24/100 for overall property distress. Property-level stress concentrates in structural risk (54/100), construction/permit lag (50/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. On the structural side it scores 54/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (77/100).

The market reads expansion — home values rose 6.0% year on year, and 27% higher over three years (phase confidence 43/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $89,483 — above the roughly $78,000 national figure. About 35,896 people live here, median age 41. Roughly 8.3% live below the poverty line. Around 39% of renters are cost-burdened. The tenure split is 73% owner-occupied to 27% rented. On demographic stress specifically, 08096 scores 27/100. The vacancy rate is 7.3%. A median home runs $269,000 here, or 2.8 times local income. About 30% have a four-year degree. The ZIP holds roughly 14,777 housing units.

Overall 08096 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.