ZIP 08020 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 08020 (Gloucester County, New Jersey) lands at 25/100 — low on DLRadar's public-record scoring. Latent structural risk is 58/100 while live distress already moving reads 2/100. Property-level stress concentrates in construction/permit lag (66/100), structural risk (58/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (76/100).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 10% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 2,522 people live here, median age 53. The vacancy rate is 0.0%. Home values center near $359,800, an affordability ratio of 2.6× — accessible. Owners hold 96% of homes, renters 4%. 2.3% of residents fall below the poverty threshold. Rent burden reaches 0% of tenant households. On demographic stress specifically, 08020 scores 15/100. The ZIP holds roughly 1,009 housing units. Around 37% of adults hold a bachelor's degree or higher. Households earn a median $132,306 — above the roughly $78,000 national figure.

Overall, 08020 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 08020 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 08020 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 08020 stays directly comparable to neighboring ZIPs and the rest of Gloucester County, New Jersey. Sparse data for 08020 shows as blanks, never estimates, and the score updates on every fresh public filing.

08020's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 08020 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.