ZIP 08051 Property Distress & Foreclosure Data

Composite property distress in 08051 (Gloucester County, New Jersey) lands at 24/100 — low on DLRadar's public-record scoring. Structural exposure scores 54 and live distress 2 on the 0–100 scale. The sharpest non-environmental signals are structural risk (54/100), construction/permit lag (50/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (77/100).

The market reads expansion — home values rose 6.0% year on year, and 28% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 12,156 people live here, median age 38. The tenure split is 80% owner-occupied to 20% rented. A median home runs $267,200 here, or 2.6 times local income. On demographic stress specifically, 08051 scores 23/100. Vacancy runs 2.0%. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. There are about 4,824 housing units across 08051. Rent burden reaches 34% of tenant households. About 36% have a four-year degree. Households earn a median $97,452 — above the roughly $78,000 national figure.

Overall 08051 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.