ZIP 08063 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 08063 (Gloucester County, New Jersey) at a low 25/100 for overall property distress. Its heaviest discrete signals: construction/permit lag (62/100), structural risk (57/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (88/100), flood (NFIP) exposure (75/100)). Structurally it carries 57/100, against 2/100 of stress already in motion.

The market reads expansion — home values rose 5.2% year on year, and 19% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $81,654, near the U.S. median near $78,000. 7.7% of residents fall below the poverty threshold. About 3,056 people live here, median age 41. Rent burden reaches 82% of tenant households. Vacancy runs 5.3%. Around 17% of adults hold a bachelor's degree or higher. 84% of housing is owner-occupied. On demographic stress specifically, 08063 scores 33/100. Home values center near $219,600, an affordability ratio of 2.5× — accessible. There are about 1,066 housing units across 08063.

Overall, 08063 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 08063 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 08063 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 08063 shows blanks, not estimates, wherever the record is sparse.

Behind 08063's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 08063 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.