ZIP 08086 Foreclosure, Tax-Lien & Distress Report

In Gloucester County, New Jersey, ZIP 08086 scores 25 of 100 for composite distress, a low level on DLRadar's distress index. Structural risk reads 57/100 against active distress of 2/100. Its heaviest discrete signals: construction/permit lag (62/100), structural risk (57/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (75/100).

The expansion-phase market in 08086 posted values that rose 5.2% over the year, and 29% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

8,534 residents call 08086 home, typically aged 44. The vacancy rate is 4.5%. A median home runs $291,300 here, or 2.9 times local income. 71% of housing is owner-occupied. 6.4% of residents fall below the poverty threshold. At $88,125, median income runs above typical U.S. levels. Around 49% of renters are cost-burdened. Around 31% of adults hold a bachelor's degree or higher. The ZIP holds roughly 4,100 housing units. On demographic stress specifically, 08086 scores 28/100.

Overall, 08086 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 08086 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 08086 read uses the identical scoring model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 08086 stays directly comparable to neighboring ZIPs and the rest of Gloucester County, New Jersey. The score is rebuilt from public data as it updates, so 08086 reflects the current record instead of a stale or modeled snapshot.

Behind 08086's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 08086 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.