Salem County, NJ Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Salem County, New Jersey? DLRadar grades every Salem County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Salem County breakdown.
- Salem County's most distressed ZIP is 08085 at 25/100.
- 14 ZIP codes tracked in Salem County, averaging 23/100 distress.
- Salem County reads expansion — home values up 5.2% year over year.
- Vacancy runs 9% across Salem County's tracked ZIPs, with a 8.5% poverty rate.
- The typical Salem County home is worth about $257,523 against a ~$84,946 median income.
- Lending headwind in Salem County sits at 66/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 08085 | 25/100 |
| 2 | 08343 | 25/100 |
| 3 | 08344 | 25/100 |
| 4 | 08001 | 23/100 |
| 5 | 08023 | 23/100 |
| 6 | 08038 | 23/100 |
| 7 | 08067 | 23/100 |
| 8 | 08069 | 23/100 |
| 9 | 08070 | 23/100 |
| 10 | 08072 | 23/100 |
| 11 | 08079 | 23/100 |
| 12 | 08098 | 23/100 |
Most distressed ZIP codes in Salem County (composite distress 0-100, 2026)
What is driving Salem County distress
Nothing here is estimated: Salem County is scored from filings alone, and its ZIPs average 23/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Salem County market phase and pricing
The cycle in Salem County is expansion, with values up 5.2% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Frequently asked questions
Which ZIP code leads Salem County on distress?
ZIP 08085 leads Salem County at 25/100, recomputed monthly from public records.
What stage of the price cycle is Salem County at?
Salem County reads expansion, with home prices up 5.2% year over year. Phase comes from FHFA House Price Index trajectory.
Can the Salem County figures be verified?
Salem County draws on FHFA (expansion trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 14 ZIPs are comparable to anywhere else.
How much do distress scores vary between Salem County ZIP codes?
A single county score papers over real variation. Across the Salem County ZIPs DLRadar ranks, scores run from 25/100 in 08085 down to 23/100 in 08098, against a Salem County average of 23/100. The 2-point range is the argument for ZIP-level search across Salem County.
What do Salem County home values and vacancy say about distressed supply?
The typical Salem County home carries about $257,523 of value against a median household income near $84,946. Vacancy across Salem County's tracked ZIPs runs 9% and the poverty rate is 8.5%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Salem County's foreclosure and tax-lien filings and its 66/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.