Salem County, NJ Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Salem County, NJ distress report, 2026: 14 ZIPs scored in Salem, NJ, Salem, NJ average 23/100; the top Salem, NJ ZIP is 08085 at 25/100; Salem, NJ market phase expansion, Salem, NJ prices +5.2% year over year.
- Salem, NJ ranks #1,241 nationally (opportunity index); Salem, NJ #3 in New Jersey; Salem, NJ index 30.3.
- Salem, NJ: no CFPB county sample; Salem, NJ metro area reading 1.2%.
- Salem, NJ ZIP phases: 14 expansion.
- Salem, NJ residential listings tracked: 92 across 11 ZIPs; Salem, NJ candidate listings 40.
- Salem, NJ HUD assisted properties: 5 with 376 units.
- Salem, NJ lenders on watch: 4; largest Salem, NJ footprint Pennsville National Bank (5 branches).
- Salem, NJ most distressed ZIP: 08085 at 25/100.
Salem, NJ figures: DLRadar distress index; Salem, NJ inputs: CFPB, FHFA, HUD, FDIC; Salem, NJ rebuilt as sources refresh.
| Rank | Salem, NJ ZIP | Score |
|---|---|---|
| 1 | 08085 | 25/100 |
| 2 | 08344 | 25/100 |
| 3 | 08343 | 24/100 |
| 4 | 08001 | 22/100 |
| 5 | 08023 | 22/100 |
| 6 | 08038 | 22/100 |
| 7 | 08067 | 22/100 |
| 8 | 08069 | 22/100 |
| 9 | 08070 | 22/100 |
| 10 | 08072 | 22/100 |
| 11 | 08079 | 22/100 |
| 12 | 08098 | 22/100 |
Most distressed Salem, NJ ZIPs (0-100, 2026)
Mortgage delinquency around Salem, NJ
No CFPB county sample covers Salem, NJ; the metro area reading for Salem, NJ (Philadelphia-Camden-Wilmington, PA-NJ-DE-MD): 1.2% ninety-plus; Salem, NJ area thirty-to-eighty-nine 2.6% (December 2025, Salem, NJ); New Jersey overall 0.9%.
Opportunity index: Salem, NJ
Salem, NJ index 30.3, Salem, NJ phase watchlist; Salem, NJ primary driver bank institutional, Salem, NJ second driver construction. Salem, NJ components: property stress 14.6, foreclosure pressure 13.2, listing discounts 39.0, bank stress 65.1, insurance 0.0; Salem, NJ pulse 33.4; Salem, NJ capital opportunity 25.6; Salem, NJ seven-day change +0.1%.
ZIP market phases inside Salem, NJ
14 Salem, NJ ZIPs carry a price-cycle phase; Salem, NJ ZIPs by phase (Salem, NJ), deepest drawdown first: expansion, +5.2% YoY (Salem, NJ): 08001, 08023, 08038, 08067, Salem, NJ 08069, 08070, 08072, 08079, Salem, NJ 08085, 08098, 08343; expansion, +7.6% YoY (Salem, NJ): 08302; expansion, +5.3% YoY (Salem, NJ): 08318; expansion, +5.6% YoY (Salem, NJ): 08344.
Residential listings by Salem, NJ ZIP
Salem, NJ ZIPs with the most tracked Salem, NJ residential listings: 08070 27 listings, 9 candidates, bank pressure 70; 08069 22 listings, 8 candidates, bank pressure 70; 08079 21 listings, 11 candidates, bank pressure 70; 08318 8 listings, 5 candidates, bank pressure 71 (Salem, NJ); 08343 7 listings, 3 candidates, bank pressure 68; 08023 2 listings, 2 candidates, bank pressure 70; 08038 2 listings, 0 candidates, bank pressure 70; 08067 2 listings, 2 candidates, bank pressure 70. Salem, NJ totals: 92 listings; Salem, NJ candidates 40; active ZIPs 9.
HUD assisted housing in Salem, NJ
5 assisted properties with 376 units sit in Salem, NJ; largest Salem, NJ properties: Pennsgrove Gardens (Penns Grove) 144 units, 136 assisted; Penn Village Apartments (Penns Grove) 120 units, 58 assisted; Pennsville Towers (Pennsville Township) 100 units, 99 assisted in Salem, NJ; Cspnj Homes 2006 (Pennsville) 6 units, 6 assisted; Salem Homes 2004 (Woodstown) 6 units, 6 assisted.
Lenders with branches in Salem, NJ
Salem, NJ lenders by branch count: Pennsville National Bank (Salem, NJ): stress 61, 5 branches low in Salem, NJ; Franklin Bank (Salem, NJ): stress 80, 4 branches low in Salem, NJ; First National Bank Of Elmer (Salem, NJ): stress 76, 4 branches low in Salem, NJ; Century Savings Bank (Salem, NJ): stress 79, 1 branch low in Salem, NJ.
Vacancy and permits, Salem, NJ
2,886 of 27,732 Salem, NJ housing units are vacant; Salem, NJ permits, twelve months: 0 multifamily units in Salem, NJ, 82 one-to-four unit units.
Work Salem, NJ at the parcel level
Every Salem, NJ parcel carries owner and address; every Salem, NJ parcel carries APN; Salem, NJ distress scores sit on the Salem, NJ live board.
Salem, NJ figures refresh with each source.
Salem, NJ questions
Most distressed ZIP code in Salem County, NJ?
ZIP 08085 leads Salem, NJ at 25/100; next in Salem, NJ: 08344 at 25/100; the Salem, NJ average is 23/100.
Where does Salem County, NJ rank for investment opportunity?
Salem, NJ is #1,241 among all ranked counties, #3 in New Jersey; the Salem, NJ driver is bank institutional; Salem, NJ moved up 255 places.
How many mortgages are delinquent in Salem County, NJ?
Salem, NJ takes the metro area reading of 1.2% for December 2025; no CFPB county sample covers Salem, NJ.
Which banks lend in Salem County, NJ?
4 watched lenders hold Salem, NJ branches; the largest Salem, NJ footprints are Pennsville National Bank (5), Franklin Bank (4), First National Bank Of Elmer (4).
More on Salem, NJ
Salem County, NJ distress report: public-record figures for Salem, NJ; not legal advice for Salem, NJ; not tax or investment advice; verify every Salem, NJ record before acting.