Salem County, NJ: Home-Insurance Distress & Forced-Sale Pressure
Salem County, NJ: 25/100 (moderate) home-insurance distress; Salem, NJ band LOW; Salem, NJ #1,947 of 3,222 counties; Salem, NJ #17 of 21 in New Jersey; raw Salem, NJ 29.3; Salem, NJ coverage multiplier 0.85.
FEMA hazard, Salem, NJ: 0/100; Salem, NJ declarations, three years: none.
NFIP claims, Salem, NJ, three years: 13; Salem, NJ payouts $103,118; per Salem, NJ claim $7,932; Salem, NJ claim-stress 73/100.
Salem, NJ monthly score fell, 26 (March 2026) to 25 (October 2026); Salem, NJ by month: March 26, April 26, May 26, June 26 (Salem, NJ), July 26, August 26, September 26, October 25.
Salem, NJ components: NFIP claims 73; Salem, NJ retreat index 25; Salem, NJ climate multiplier 0.85.
Construction distress, Salem, NJ: 53/100 as of August 2026 (Salem, NJ: 54/100 one-to-four unit, 8/100 multifamily).
Salem, NJ ZIPs, June 2026 (Salem, NJ, 14 highest): score 0 (Salem, NJ), climate 87 (Salem, NJ): 08085, 08344; score 0 (Salem, NJ), climate 83 (Salem, NJ): 08343; score 0 (Salem, NJ), climate 82 (Salem, NJ): 08302; score 0 (Salem, NJ), climate 78 (Salem, NJ): 08001, 08023, 08038, 08067, Salem, NJ 08069, 08070, 08072, 08079, Salem, NJ 08098, 08318.
DLRadar rescores Salem, NJ monthly; Salem, NJ readings join Salem, NJ foreclosure, lien and ownership parcels (Salem, NJ), so cost-squeezed Salem, NJ owners surface before listing.
Inside New Jersey, Salem County ranks 17th of 21 counties for home-insurance distress at 25/100; Gloucester County (25/100) sits just above Salem County, and Mercer County (24/100) sits just below Salem County.
Deterministic. Every Salem County, NJ signal traces to a public Salem dataset (FEMA, NFIP, Census for Salem, NJ) · how insurance distress works in Salem, NJ · methodology
FAQ: Salem County, NJ insurance distress
What is the Salem County, NJ home-insurance-distress score?
Salem, NJ: 25/100 (LOW), #1,947 of 3,222, #17 in New Jersey. FEMA hazard, Salem, NJ: 0/100; NFIP stress, Salem, NJ: 73/100; construction, Salem, NJ: 53/100; Salem, NJ rescores monthly.
Is Salem County insurance distress getting better or worse (NJ)?
Salem, NJ: 26 in March 2026; Salem, NJ: 25 in October 2026 (better); Salem, NJ NFIP claims score 73.
How many flood-insurance claims has Salem County, NJ had?
Salem, NJ: 13 NFIP claims, three years; Salem, NJ paid $103,118; per Salem, NJ claim $7,932; carriers reprice Salem, NJ against that record.
Which Salem County ZIP codes carry the most insurance distress (NJ)?
Salem, NJ, June 2026: 08085 at 0, 08344 at 0, 08343 at 0, 08302 at 0; Salem, NJ climate scores there: 87, 87, 83, 82.
Why does Salem, NJ insurance distress create sellers?
A Salem, NJ premium outruns the Salem, NJ budget; a carrier leaves Salem, NJ; Salem, NJ carrying cost passes plan; Salem, NJ owners sell while current; Salem, NJ insurance distress leads Salem, NJ foreclosure data.