ZIP 19731 Foreclosure, Tax-Lien & Distress Report

In New Castle County, Delaware, ZIP 19731 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (83/100). Structurally it carries 45/100, against 2/100 of stress already in motion. Its standout signals are structural risk (45/100), institutional ownership (19/100), mortgage stress (8/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low.

The peak-phase market in 19731 posted values that rose 4.2% over the year, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 630 with a median age of 67. A median home runs $369,300 here, or 5.0 times local income. On demographic stress specifically, 19731 scores 32/100. Vacancy runs 0.0%. Median household income is $68,832, near the U.S. median near $78,000. About 0% have a four-year degree. Roughly 2.4% live below the poverty line, a low share typical of higher-equity areas. There are about 235 housing units across 19731. 92% of housing is owner-occupied.

Overall, 19731 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 19731 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 19731 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in New Castle County, Delaware and the nation. The score is rebuilt from public data as it updates, so 19731 reflects the current record instead of a stale or modeled snapshot.

The 20/100 figure for 19731 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 19731 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.