ZIP 19734 Foreclosure, Tax-Lien & Distress Report

ZIP code 19734 in New Castle County, Delaware carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 45/100, against 2/100 of stress already in motion. The most distinctive pressure shows up in structural risk (45/100), institutional ownership (19/100), mortgage stress (8/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (83/100).

The market reads peak — home values rose 4.2% year on year, and 26% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 89% of homes, renters 11%. On demographic stress specifically, 19734 scores 27/100. The ZIP holds roughly 4,723 housing units. About 33% have a four-year degree. The vacancy rate is 5.0%. Around 43% of renters are cost-burdened. The typical home is worth about $430,700 (3.2× income, relatively affordable). Median household income is $131,745, above the U.S. median near $78,000. Population is roughly 14,151 with a median age of 38. The poverty rate is 3.7% — low.

Broadly, 19734 is a steadier market — the deals are the exceptions, not the rule. 19734 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 19734 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 19734 can be compared directly against any other ZIP in New Castle County, Delaware or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 19734 shows blanks, not estimates, wherever the record is sparse.

The 20/100 figure for 19734 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 19734 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.