ZIP 19977 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 19977 (Kent County, Delaware) at a low 23/100 for overall property distress. Property-level stress concentrates in structural risk (51/100), construction/permit lag (42/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (75/100)). On the structural side it scores 51/100, with 2/100 of stress already active.

The neutral-phase market in 19977 posted values that rose 6.3% over the year, 4.2% off the recent peak, and 17% higher over three years (phase confidence 54/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 83% owner-occupied to 17% rented. Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 19977 scores 29/100. About 23% have a four-year degree. The ZIP holds roughly 10,048 housing units. A median home runs $341,000 here, or 4.0 times local income. Around 35% of renters are cost-burdened. The vacancy rate is 6.5%. Households earn a median $78,803 — near the roughly $78,000 national figure. Population is roughly 27,164 with a median age of 39.

Broadly, 19977 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.