ZIP 19901 Foreclosure, Tax-Lien & Distress Report

ZIP 19901's composite property-distress score is 22/100 - DLRadar classes that as low for Kent County, Delaware. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), flood (NFIP) exposure (72/100). Leading the profile are structural risk (50/100), construction/permit lag (42/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Latent structural risk is 50/100 while live distress already moving reads 2/100.

Prices here sit in a neutral phase: values rose 4.3% over the trailing year, 4.9% off the recent peak, and 14% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

54% of housing is owner-occupied. Home values center near $273,000, an affordability ratio of 4.0×. There are about 15,160 housing units across 19901. Around 43% of renters are cost-burdened. Population is roughly 39,149 with a median age of 32. Vacancy runs 7.0%. Educational attainment sits at 27% bachelor's-or-above. On demographic stress specifically, 19901 scores 35/100. Median household income is $63,891, below the U.S. median near $78,000. Roughly 16.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On balance 19901 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 19901's 22/100 can be lined up against any neighbor in Kent County, Delaware or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 19901, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 19901 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. The point of the 19901 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.